credit report

Much ado is made about credit reports and how they are used in background investigations. Many misnomers are being perpetuated out there, so here is a quick and easy guide as to what information an adjudicator is looking for on a credit report and what may generate a flag or

With all of the scams, identity theft and other nefarious activity going on these days more and more people are opting to freeze their credit to prevent unauthorized access or fraud. This is a conundrum for security clearance applicants or current holders when undergoing a background investigation because it will

One would think that if you had your identity used to fraudulently charge purchases and run up delinquent debt that you would do something about it, like file an identity theft report with the local police or call the creditors, right? Well, in a recent clearance denial appeal case reviewed

The credit report run on a federal background investigation is a lot more in-depth than the one you can pull for free or through your financial institution. The government credit check is a tri-merge, meaning it consolidates the reports of all three major credit bureaus (TransUnion, Equifax, and Experian) into