There is a common misperception among security clearance applicants regarding the requirement to disclose or resolve charged off debts. Many believe when creditors charge off a debt then they are no longer indebted. Not true! Here is a simple definition of the term: a charge-off is a debt that a

Imagine this scenario: you just graduated college and are offered a job that requires eligibility for a security clearance. You fill out the SF-86 and for fear of not getting the job offer, omit the fact that you used marijuana and misused prescription drugs a few times while in college.